The way we can and should take care of our parents as they age is changing. Everyone’s living longer – which is great. Chances are, Mom and Dad would like to stay at home (or in a retirement community) as long as possible – and not make the final commitment to a nursing home or assisted living facility until it’s absolutely necessary.
Our Own Families
We love our parents dearly, but as their adult children, we have jobs and families of our own. As much as we wish to help around the clock, there is just not enough time to be there to make sure they are safe at all times, help with household chores, to buy groceries, or visit the doctor.
Making the Right Choice
There are a growing number of reputable companies providing Home Care services. Good ones have great caregivers and work for just a few hours a week up to live-in care. This is far better than making the once-and-for-all move to a nursing home. It’s a better way to live and it’s less expensive than a nursing home, but the costs still add up.
This scenario is very common and has becoming the most compelling reason to consider Long Term Care Insurance. It is typically the only way non-medical home care can be covered so it is NOT an out of pocket expense.
Interested in Learning More?
This has become such an important and frequent discussion that two of the area’s leading providers, Hope Joyce, a director at Warman Home Care and Kris Kornemann, a financial planner with Financial Advantage Associates, have teamed up to offer a short presentation to explain the pros and cons of Long Term Care Insurance and how to shop for quality home care.
It’s not a sales pitch, but rather a 30 minute, strictly informational presentation. If your parents are approaching this point in life, this is a great way to start doing a little research and potentially make some smart financial and quality of life decisions for your family. Kris and Hope are available to offer their presentation to any groups interested in DC, northern Virginia and surburban Maryland.
Contact Hope Joyce directly at 888-243-6602 or firstname.lastname@example.org for details.